1. Acceptance of Terms & Structural Definitions
By accessing this website, utilising our digital portals, or requesting corporate information packs, you explicitly agree to be bound by these Terms of Service. Expat Fiduciary operates under a dual structural framework, dividing activities cleanly between regulated platform facilitation and unregulated direct introductions. You acknowledge that your rights, protections, and contractual recourses differ fundamentally depending on which segment of our services you engage.
2. Service Segmentation & Operational Boundaries
A. Core Platform Management (Capital Platforms Segment)
All institutional wealth structures, Exchange-Traded Funds (ETFs), and mutual funds shown or discussed on this portal are managed through backend broker-dealer contracts with Capital Platforms.
- Custody and Security: All client capital, securities, and liquid assets within this segment are held in strict third-party custody segregation with Banque de Luxembourg via the Moventum S.C.A. trading platform.
- Regulation: These liquid assets are fully regulated under the oversight of the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg.
- Remuneration: Standard wealth accounts are managed under a transparent, non-transactional performance-fee structure, fully aligning our business with your portfolio's capital growth.
B. Direct Alternative Introductions (Off-Platform Segment)
Any introductions or clerical assistance provided by Expat Fiduciary regarding Series A and Series B Loan Certificates issued by RW Secured Lending Limited (Rudolf Wolff Secured Lending) represent unlisted corporate debt instruments arranged completely off-platform.
- No Platform Link: These alternative corporate loans cannot be custodied, monitored, or viewed within your Banque de Luxembourg or Moventum trading account.
- Regulatory Exclusions: Commercial secured lending sits entirely outside the scope of the UK Financial Services and Markets Act 2000. Investors explicitly forfeit any right to complain to the Financial Conduct Authority (FCA), the Financial Ombudsman Service (FOS), or seek compensation from the Financial Services Compensation Scheme (FSCS).
- Remuneration Structure: Remuneration for off-platform facilitation is paid exclusively as institutional volume marketing overrides or introducer fees by the issuing provider. These fees are funded from the issuer's corporate budgets, ensuring that 100% of the client's principal allocation is deployed into the asset.
3. Absolute Non-Advisory and Execution-Only Mandate
For all alternative off-platform asset introductions, Expat Fiduciary operates strictly in an unadvised, execution-only, administrative processing capacity. We do not provide individualised financial advice, tax planning, or portfolio suitability reviews for alternative assets. The provision of corporate brochures, illustrations, or application forms does not constitute an endorsement or a personal recommendation. The client bears sole responsibility for conducting their independent due diligence, reviewing the official Information Memorandum, and seeking independent, qualified legal counsel before executing an application.
4. Reverse Solicitation and Cross-Border Restrictions
Expat Fiduciary does not engage in cross-border cold-calling, aggressive public prospecting, or active financial promotion targeting retail consumers within domestic jurisdictions. Information relating to off-platform corporate loan notes is distributed exclusively via inbound Reverse Solicitation initiated entirely under the client's own volition. By requesting documentation, you contractually warrant that you have approached Expat Fiduciary independently to seek information regarding the alternative offerings.
5. Risk Disclosures and Indemnity Boundaries
Alternative corporate loan certificates carry an absolute risk of 100% capital loss. Past performance of any development partner or corporate structure is not a guarantee of future outcomes. Capital deployed into off-platform private entities is highly illiquid and vulnerable to third-party defaults, development delays, or isolated corporate court administration and receivership processes. Because Expat Fiduciary acts solely as an introductory channel, you explicitly indemnify and hold harmless our firm, its directors, and its affiliates from any liability, personal property impairment, or financial loss resulting from the operational performance or liquidity failure of an independent product provider.